Welcome to
FMA Freedom Select Plans

FMA Freedom Select Plans are not your typical health coverage. FMA Freedom Selection Plans are a partially self-funded health care coverage program regulated by ERISA which is the Federal Law that sets the standards for over 60% of employer established health care plans in private and public sector industry.

Imagine zero deductible, first dollar coverage, no medical underwriting, no pre-existing condition exclusions, ACA mandated coverages, and more – plus nationwide preferred provider networks that includes over 4000 primary hospitals and most licensed board-certified physicians.  FMA Freedom Select Plans offer “no deductible” coverage with the flexibility, affordability, and usability so Employers can now effectively manage employee health care needs and benefit costs.

Your staff can purchase the amount of coverage that they believe best fits their needs and lifestyle. FMA Freedom Select Plans provide a great solution for Employers to attract and retain valuable employees with a robust medical benefits program. FMA Freedom Select Plans are implemented on a contributory or non-contributory basis, and fit easily into your 125 cafeteria plan to pay for certain benefits on a pre-tax basis.

For Employers, there are two programs:

  • The FMA Freedom Select Plan offers 4 comprehensive plans to cover employees and their families.
  • The Alliance for Shared Health (ASH) plan, offered through Free Market Administrators (FMA), has 3 catastrophic plan levels to choose from – $150,000 annual maximum, $250,000 annual maximum, and $500,000 annual maximum.

Please review these plan offerings carefully and select the coverage option(s) that will meet your needs.  The FMA Freedom Select Plans plus one of the ASH catastrophic plans levels will likely meet coverage level needs.  Don’t forget to direct any questions to a qualified representative.

So come join us for a brief overview of FMA Freedom Select Plans – healthcare the way you always wanted it to be! Click the buttons below to explore the plans, and find providers or pharmacies.

Need Assistance with Enrolling a Group?
Contact the SB/A CoOp at 888-857-2667

      1. Click on the green “Select Network” button.
      2. Choose “PHCS”
      3. Choose “I don’t see any of these statements”
      4. Choose “Front”
      5. Use the search feature to find providers in your area
Sharx Prescription Advocacy
If you are taking a high-cost maintenance or specialty medication costing over $200/month
for a 30 day supply, Click Here to explore the Sharx prescription advocacy program.